We've helped hundreds of families in Doral and across South Florida reclaim their financial standing, dispute unfair marks, and open doors that thought were closed forever.
Every credit situation is different. We meet you where you are and build a clear path forward.
We pull and review your reports from all three bureaus — Equifax, Experian, and TransUnion — to identify every error, omission, and questionable entry that could be hurting your score.
We handle the legwork — drafting precise dispute letters, following up with creditors and bureaus, and tracking every response so you never have to chase a single call.
Overwhelmed by payments? We negotiate directly with collectors and lenders to reduce balances, lower interest rates, and set up payment plans that actually fit your budget.
A customized roadmap that targets the specific factors dragging your score down — from utilization ratios to payment history — with actionable steps you can start today.
Preparing to buy a home? We help you understand exactly what lenders will look for and create a strategy to get you qualified — on your timeline, not theirs.
Credit repair doesn't end with a single dispute. We provide continuous monitoring so you catch new errors early, track your progress, and stay ahead of changes.
Costa Credit Inc was founded in Doral with a simple conviction: your credit history should reflect your reality, not your worst moments. Too many people carry marks on their reports that are inaccurate, outdated, or unfairly applied — and those errors can block access to housing, employment, and opportunity.
We're not a call center. We don't outsource your case. When you work with us, you work directly with a team that understands Florida consumer law, knows how the major bureaus operate, and treats every file with the care it deserves.
Our office on NW 26th Street is open for in-person consultations, but we also serve clients across South Florida remotely. Wherever you are, we make the process clear, compassionate, and straightforward.
We've stripped away the jargon and red tape. Here's what actually happens when you reach out.
Call us or fill out the form below. We'll schedule a no-obligation review of your credit situation — at our office in Doral or over the phone. You'll leave knowing exactly where you stand and what options exist.
We pull your reports, identify every disputable item, and build a prioritized strategy. You'll see exactly what we're challenging, why, and how it should affect your score — before we send a single letter.
We handle all communication with creditors and bureaus. You get regular updates on progress. When items are removed, you'll see it reflected on your reports — and we'll help you leverage the improvement.
Whether you're just curious about your options or ready to take action, we're here. The first conversation is always free — no pressure, no judgment, just answers.