Doral, FL — Serving South Florida

Your credit isn't a dead end — it's a detour.

We've helped hundreds of families in Doral and across South Florida reclaim their financial standing, dispute unfair marks, and open doors that thought were closed forever.

10+
Years Experience
500+
Clients Served
98%
Success Rate
Professional financial advisor reviewing credit documents with a client in a modern office
Score Improved
Average client gain
+127
points in 6 months
What We Do

Services built around
your financial life

Every credit situation is different. We meet you where you are and build a clear path forward.

Credit Report Analysis

We pull and review your reports from all three bureaus — Equifax, Experian, and TransUnion — to identify every error, omission, and questionable entry that could be hurting your score.

Dispute Resolution

We handle the legwork — drafting precise dispute letters, following up with creditors and bureaus, and tracking every response so you never have to chase a single call.

Debt Negotiation

Overwhelmed by payments? We negotiate directly with collectors and lenders to reduce balances, lower interest rates, and set up payment plans that actually fit your budget.

Score Improvement Plans

A customized roadmap that targets the specific factors dragging your score down — from utilization ratios to payment history — with actionable steps you can start today.

Mortgage Readiness

Preparing to buy a home? We help you understand exactly what lenders will look for and create a strategy to get you qualified — on your timeline, not theirs.

Ongoing Monitoring

Credit repair doesn't end with a single dispute. We provide continuous monitoring so you catch new errors early, track your progress, and stay ahead of changes.

Costa Credit Inc team working in their Doral office
About Us

We believe
everyone deserves
a fair shot.

Costa Credit Inc was founded in Doral with a simple conviction: your credit history should reflect your reality, not your worst moments. Too many people carry marks on their reports that are inaccurate, outdated, or unfairly applied — and those errors can block access to housing, employment, and opportunity.

We're not a call center. We don't outsource your case. When you work with us, you work directly with a team that understands Florida consumer law, knows how the major bureaus operate, and treats every file with the care it deserves.

Our office on NW 26th Street is open for in-person consultations, but we also serve clients across South Florida remotely. Wherever you are, we make the process clear, compassionate, and straightforward.

Licensed & Insured
Florida Consumer Protection Law Experts
No Long-Term Contracts
How It Works

Three steps from
confusion to clarity

We've stripped away the jargon and red tape. Here's what actually happens when you reach out.

01

Free Consultation

Call us or fill out the form below. We'll schedule a no-obligation review of your credit situation — at our office in Doral or over the phone. You'll leave knowing exactly where you stand and what options exist.

02

Custom Action Plan

We pull your reports, identify every disputable item, and build a prioritized strategy. You'll see exactly what we're challenging, why, and how it should affect your score — before we send a single letter.

03

We Fight, You Watch

We handle all communication with creditors and bureaus. You get regular updates on progress. When items are removed, you'll see it reflected on your reports — and we'll help you leverage the improvement.

Common Questions

Things people
often ask

Get In Touch

Your next chapter
starts with a call.

Whether you're just curious about your options or ready to take action, we're here. The first conversation is always free — no pressure, no judgment, just answers.

Call Us
(954) 256-8163
Email Us
info@costacredit.com
Visit Us
10500 NW 26th St Ste A102
Doral, FL 33172

Free Credit Analysis

Fill out the form and we'll be in touch within one business day.

Your information is confidential and will never be shared with third parties.

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